What is Stamp Duty?

All Australian states and territories impose stamp duty (or transfer duty) on real estate transactions. The stamp duty that a buyer pays may depend on the price, location, and loan purpose of the property being purchased. In certain states, investment properties are taxed at a different rate than homes.

What is The Purpose of the Stamp Duty?

Since stamp duty is a tax, the money will go toward the budget of the NSW state government. The funds are reinvested in the economy and used to support public services, including health care, emergency response, transportation, and education and training.

The Results You Acquire

The calculator is totally location sensitive, as was already indicated.

Therefore, if you’re in NSW, for instance, you must first enter the information in the NSW stamp duty calculator. This calculator will provide information on the transfer fee and prospective mortgage registration amount as well since there are other costs that need to be considered in addition to stamp duty.

Additionally, the calculator also shows you the government concessions to which you are eligible if you are a first-time buyer.

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How Does Our Stamp Duty Calculator Work?

The location of the property determines all payments associated with buying a home, and similarly, the fees and stamp duty amount vary depending on where the land transfer or home purchase is taking place. Based on their own estimates, each region and territory has its own scale of stamp duty charges. For such computations, our stamp duty calculator is available for your assistance.

You must provide the following information to use this stamp duty calculator:

  • Select the state
  • Value/purchase price of the property
  • Are you a first-time homeowner?
  • Property type
  • Are you a homeowner or an investor?
  • Whether you are a foreign buyer or not (for some states)

Are you ready to apply?

Get started on your home loan journey with APW Home Loans. We’re here to help! Speak to one of our professional lenders today.

Who Qualifies for a Stamp Duty Exemption?

A few states and territories almost universally have these exemptions. Check out which categories are exempt from stamp duty here.

  • New homeowner
  • A transfer made after a property owner has passed away
  • Property transfer to a spouse
  • Transfer to a charitable institution

You can get in touch with us for additional details on our stamp duty calculator so that the process of buying a house is simple and hassle-free.

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