Professional loans are tailored financing options for working professionals who require money to either purchase a home or launch or expand their businesses, such as doctors and chartered accountants.
We are aware that for professionals with limited free time, obtaining a home mortgage can be stressful.
APW Finance aims to offer the best LMI (Lenders Mortgage Insurance) waiver lender list and services to meet your needs and preferences and pave the way for endless advantages.
If you’re a licensed physician in good standing or an approved medical practitioner, you can be eligible for a mortgage loan up to 90% of the value of the home without having to pay the LMI. Yes, there is only a 10% deposit required and no LMI.
You may be eligible for a house loan of up to 90% of the property value without having to pay Lenders Mortgage Insurance if you are a lawyer, barrister, or solicitor earning $150k or more annually.
If you work in accounting, financial, auditing, or are actuaries or finance managers, you can be eligible for a house loan up to 90% of the value of the property with no requirement of lender mortgage insurance. However, there are other eligibility criteria that need to be met to qualify for this professional loan.
If you are a licensed veterinarian or pharmacist or a relevant professional body
(optometrists, dentists, vets), you can be eligible for a mortgage loan up to 90% of the value of the home without having to pay lender mortgage insurance.
● You must be an Australian citizen. In the case of the medical profession, you are
supposed to have a medical practitioner on a 457 Visa (including Pharmacist,
Optometrist, Vet, Dentist, and Physiotherapist).
● You must provide proof regarding the documentation/registration required to practice in your field of profession in order to qualify for a home loan.
● Your intended purchase of the property should either result in the eventual ownership of it or be acquired only for investment purposes.
The fact that professionals offer a superior risk profile than ordinary borrowers has now been acknowledged by several banks and lenders.
Banks consider professionals like doctors and barristers who come with a low risk of missing any mortgage repayments due to their steady employment, high income and in-demand abilities.
Therefore, lenders and banks are prepared to offer professionals better interest rates and/or additional incentives, such as waived LMI.
Please provide required details, and we’ll respond as soon as we can.
Only a few mortgage broking companies are currently providing these favourable loans to recognised professionals, including APW Finance.
If you are overawed by the possibilities, we can assist you in comparing different professional loan packages to find one that might be suitable for you.
Get started on your home loan journey with APW Home Loans. We’re here to help! Speak to one of our professional lenders today.
We became the top-rated broker in Australia with our commitment to helping people by employing sound judgement, communication and negotiation skills.
Many of our long-time clients still use us to finance their new house purchases, and industry experts also acknowledge our standing.
We understand the lengthy loan process and the anticipation involved. Our expert team features high approval rates based on experience and reliable strategic alliances.
In a competitive market, long-term client relationships go a long way. Reliable mortgage brokers are regarded as trusted advisors, as is frequently remarked.
At APW Finance, we work with a team of individuals who are committed to providing quality service that exceeds your expectations.
We believe in adapting to the latest market trends and working with technologies that allow us access to property reports and changes in the real estate market.
Very satisfied. Thank you APW Finance, can rely on this team when I need funds straight away. Excellent process handling.
Thanks Anupa Wadhwani @ APW Finance for helping us in making our dreams comes true.
Thanks Anupa Wadhwani, for helping us throughout the process and being patience.
Everything was smooth going, easy and efficient. Amazing service even during an emergency and long weekends. Best experience.
APW has been immensely helpful in sorting my finances. They are extremely helpful and professional. Highly recommended
