Extra Repayments Calculator

It should be noted that paying extra toward your personal, auto, or mortgage loan will help you pay it off faster.

To determine whether there is a provision for extra repayments and any associated penalties before choosing this manner of extra repayment, you must review the terms of the current loan. You can estimate how much money and time can be saved on the mortgage by using the mortgage extra repayment calculator.

How Does Our Extra Repayment Calculator Work?

The advantages of choosing extra loan repayment are unparalleled. Your key to easing your debts will be the additional repayment calculator. The borrowers benefit from getting well ahead on their mortgage payments.


The calculator will calculate the number of years left on your debt tenure once you enter the loan amount and other payment information, including the interest rate, frequency of payments, loan term, and loan amount.

Simply input the required data to utilise this calculator.

  • Loan duration
  • The sum borrowed
  • Your interest rate
  • Periodicity of repayment (weekly, fortnightly or monthly)
  • Extra contribution per payment
  • Number of years you are into your mortgage

Your results will then be displayed, along with a helpful graph that illustrates your potential savings. You may see your new monthly payment, the anticipated total loan repayments, the interest and time savings, as well as the most recent total loan duration.

Are you ready to apply?

Get started on your home loan journey with APW Home Loans. We’re here to help! Speak to one of our professional lenders today.

What are Your Repayment Options?

In order to pay off the home loans sooner, there are 3 extra repayment options available. Take a look.

Repayment frequency switch

You can increase the number of annual repayments by switching the repayment frequency from monthly to biweekly. You would pay 13 months’ worth of payments rather than 12 in a year if you did this without realising it.

Lump sum payment option

You can make a lump sum payment to the ongoing loan in order to avoid paying interest if you have received an inheritance, a work bonus, or simply some extra cash.

Every month a little extra payment

If you consistently pay a little bit more than the required monthly instalments on a certain term loan, the total loan term may fluctuate significantly. The calculator for additional repayments will undoubtedly demonstrate the advantages.

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Why Choose Us


We became the top-rated broker in Australia with our commitment to helping people by employing sound judgement, communication and negotiation skills.


Many of our long-time clients still use us to finance their new house purchases, and industry experts also acknowledge our standing.


We understand the lengthy loan process and the anticipation involved. Our expert team features high approval rates based on experience and reliable strategic alliances.


In a competitive market, long-term client relationships go a long way. Reliable mortgage brokers are regarded as trusted advisors, as is frequently remarked.


At APW Finance, we work with a team of individuals who are committed to providing quality service that exceeds your expectations.


We believe in adapting to the latest market trends and working with technologies that allow us access to property reports and changes in the real estate market.

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What our clients says?

Testimonials 1
Jack wadle
Star rating

Very satisfied. Thank you APW Finance, can rely on this team when I need funds straight away. Excellent process handling.

Testimonials 2
Trupti Patel
Star rating

Thanks Anupa Wadhwani @ APW Finance for helping us in making our dreams comes true.

Testimonials 3
Chintu Dudhatra
Star rating

Thanks Anupa Wadhwani, for helping us throughout the process and being patience.

Joy Cook
Star rating

Everything was smooth going, easy and efficient. Amazing service even during an emergency and long weekends. Best experience.

Arpit Jain
Star rating

APW has been immensely helpful in sorting my finances. They are extremely helpful and professional. Highly recommended