home loan

Can There Be More Than One Offset Account?

An offset account is a transaction or savings account that is linked to a home loan, and thebalance in the account is used to decrease the interest payable on the home loan. Theinterest payable on the home loan is calculated on the difference between the home loanbalance and the offset account balance. In Australia, many […]

Cash Flow Lending

Cash Flow Lending: What Is It?

Cash flow is important for a healthy business, but at times you need some help to keep things moving. If you require more money to grow your business, one of the financing options is cash flow lending that may be helpful. In this article, we’ll explore everything about cash flow lending you should know. What […]

Business Loan

How Can I Apply For a Business Loan in Australia?

Starting and growing a business requires funds. Business owners often need a loan to cover expenses such as buying equipment, hiring employees, expanding operations, or managing cash flow. There are various ways to apply for a business loan in Australia, including through banks, non-bank lenders, and online lenders. This article provides a comprehensive guide on […]

SMSF Property

How Do I Buy An SMSF Property?

Building your wealth is not limited to savings. It requires you to carefully analyse your options so that you gain high returns on investments. This essentially is what it means to make your money work for you. A self-managed super fund (SMSF) is a type of superannuation fund in Australia where the members are also […]

Professional Mortgage Loan

Professional Mortgage Loan: What is It?

The professional mortgage loan overcomes the challenges several youngprofessionals face, including crucial student and personal loan indebtedness, higherpaying position, limited down payment availability, and in numerous situations anurge to close on a new house before their prices hike up. These programs let high-earning professionals secure home financing with lesserrestrictions than standard home loans. These loans […]

Commercial Finance broker

What Is The Role Of A Commercial Finance Broker?

Businesses go through various changes within a single year. Sometimes they go through unexpected losses. Other times their growth prospects do not pan out as they hoped. A commercial finance broker plays a crucial role in helping businesses cope with these and other stressful times. A commercial finance broker is beneficial in navigating the process […]

commercial loan

How Do You Meet The Criteria For A Commercial Loan?

Applying for a commercial loan is very different from a home loan, personal loan or car loan. Commercial loans have higher interest rates than conventional loans, have a much larger risk factor involved, and most banks have stricter criteria to give out business loans. However, if you know what steps to take in order to […]